Track your PPF account in real time
Your Public Provident Fund, with clear interest, contributions, and maturity timeline.
A purpose-built PPF tracker for Indian savers. Log every deposit, see interest accrued, track the ₹1.5 lakh annual ceiling, and project maturity — without SMS alerts or spreadsheets.
The Public Provident Fund (PPF) is one of the most popular long-term savings instruments in India — tax-free returns, a 15-year lock-in, and a sovereign guarantee. But most PPF account holders rely on a yearly passbook update or an SMS to understand where they stand. Invesh's PPF tracker turns your PPF account into a live dashboard: balance, interest earned, annual contribution used, remaining ceiling, and projected maturity value — all updated as you log deposits.
Every deposit is logged with date, amount, and financial-year bucket so you instantly see how close you are to the ₹1.5 lakh annual limit. The tracker handles the PPF-specific rules that matter: the minimum ₹500 per year to keep the account active, interest compounded annually on the lowest balance between the 5th and end of each month, and the 15-year (plus 5-year extension) maturity cycle. You can also track multiple PPF accounts — your own, your spouse's, and minor children's — from a single view.
With Artha, the built-in AI wealth assistant, you can upload a PPF passbook PDF or a bank statement and have transactions extracted automatically. Ask questions like "How much PPF room do I have left this year?" or "What will my PPF be worth at maturity?" and Artha answers with numbers drawn from your own ledger. Your PPF is also rolled into the overall Invesh wealth dashboard alongside stocks, mutual funds, NPS, EPF, and US stocks for a true view of your net worth.
Built for the way PPF actually works
Deposit ledger
Log every PPF deposit with date and amount. See cumulative contributions by financial year at a glance.
Interest earned view
See how much interest your PPF has generated to date, broken down by year, with the current notified rate applied.
₹1.5 lakh limit tracking
A clear progress bar for the current financial year so you never over-contribute or miss out on tax savings under Section 80C.
Maturity projections
Projected PPF balance at the end of the 15-year lock-in based on your contribution history and current interest rate.
Multiple PPF accounts
Track self, spouse, and minor children PPF accounts independently, or roll them up into a single household view.
Artha AI import
Upload a PPF passbook PDF or a bank statement and Artha extracts your deposits automatically — no manual data entry.
Frequently asked questions
Is the PPF tracker free?
Yes. While Invesh is in preview, the PPF tracker — along with all other investment types and Artha AI — is free to use.
Does Invesh connect to my SBI / HDFC / ICICI PPF account?
Invesh is not a bank integration, so it does not log into your PPF account. You log deposits manually or upload a passbook PDF / statement for Artha to parse automatically.
Can I track multiple PPF accounts — self, spouse, and children?
Yes. Add a separate PPF account per holder. Each one gets its own dashboard and KPI cards, and all of them roll up into your household wealth view.
Does the tracker know the current PPF interest rate?
Yes — the tracker uses the currently notified PPF rate and recalculates interest when the Ministry of Finance revises it quarterly.
Will the tracker warn me if I am close to the ₹1.5 lakh limit?
You see a clear progress bar of the current financial year's contributions against the ₹1.5 lakh annual ceiling, so you can plan top-ups before March 31 without over-contributing.
Can I see my PPF alongside my stocks, NPS, and EPF?
Yes. PPF rolls into the unified Invesh wealth dashboard alongside stocks, mutual funds, NPS Tier 1 and Tier 2, EPF, and US stocks.