Track your EPF balance and contributions
A live view of your Employees' Provident Fund — balance, contributions, and interest.
Log your UAN balance, split employer + employee contributions, see interest earned year by year, and track the EPS pension component — all in one dashboard.
Your Employees' Provident Fund (EPF) is probably one of the largest single assets on your balance sheet — but most salaried Indians only glance at it when they download a UAN passbook once a year. Invesh's EPF tracker turns the EPF into a first-class investment: current balance, employer vs employee contribution split, interest accrued, and the EPS (pension) component all visible in one dashboard.
Log your EPF balance and monthly contributions, or upload a UAN passbook PDF and Artha parses every entry — opening balance, monthly wage, employee share, employer share, pension contribution, and interest credited — automatically. The tracker separates the EPF portion (accumulating wealth) from the EPS portion (future pension) so you understand both sides of your retirement cushion.
If you have changed jobs, you can add multiple EPF accounts (one per employer/UAN linkage) and keep historical balances available for reference. Your EPF is part of the unified Invesh wealth dashboard alongside PPF, NPS, stocks, mutual funds, and US stocks, so you get a true retirement-plus-wealth picture in a single screen.
Finally, clarity on your EPF
Employer + employee split
See exactly how much of the balance came from your 12% contribution versus your employer's share, month over month.
EPF + EPS separated
The provident fund portion and the pension (EPS) portion are tracked independently so you understand both components.
Interest earned view
See how much interest your EPF has generated year by year, with the current notified rate applied to your balance.
Balance growth over time
A clean trend chart of your EPF balance so you can watch the compounding effect year after year.
Multi-UAN / multi-employer
Track older EPF accounts from previous employers alongside your current one — great for consolidating during a job change.
UAN passbook import
Upload your UAN passbook PDF and Artha extracts every monthly entry — wage, employee share, employer share, EPS, and interest.
Frequently asked questions
Does Invesh connect to my EPFO UAN directly?
No — Invesh is not an EPFO integration. Instead, you upload your UAN passbook PDF or log balances manually. This keeps things flexible and works regardless of EPFO's portal availability.
Does the tracker separate EPF from EPS?
Yes. The provident-fund accumulation (EPF) and the pension contribution (EPS) are tracked as separate buckets so you see both the wealth and the pension components.
Can I see my employer vs employee contribution split?
Yes. Every monthly entry shows employee share (typically 12% of basic) and employer share split across EPF and EPS, so you know the true economics.
Does the tracker use the latest EPF interest rate?
Yes — the tracker applies the currently notified EPFO interest rate and updates calculations when the rate is revised annually.
Can I track EPF accounts from previous employers?
Yes. Add a separate EPF account per employer / UAN linkage and you keep full historical visibility, which is especially useful during job changes.
Will my EPF show in my overall net worth?
Yes. EPF rolls into the unified Invesh wealth dashboard along with PPF, NPS, stocks, mutual funds, and US stocks.